Banking wiki accurate

Bank Interest Calculator

Rebuilt with the latest Banking wiki tranches from the legacy calculator. See how each bracket, Museum Milestone, and bank tier affects your 31-hour payout.

31h payouts+2% per Museum MilestoneTier capacity warnings

Data source

Hypixel Banking wiki

Legacy source updated: 2024-10-17

Each Museum Milestone adds +2% to every tranche rate.

Calculate your 31-hour bank interest

Enter your bank balance, set your Museum Milestone, then choose the bank tier you have. This applies the milestone bonus to each tranche and clamps coins to your tier capacity.

Inputs

Enter your balance, milestone, and bank tier.

Reset

Bank Tier

Select the tier you own or plan to reach.

Capacity and tranches come from the Banking wiki.

How to read the payout

The 31-hour payout, coins per hour, and tranche rows below use milestone-adjusted rates.

  • Rates shown already include your Museum bonus.
  • If you exceed your tier cap, the earning balance is clamped and noted.
  • Coins per hour is payout divided by 31.

Payout

31 real-life hours per payout

Interest per payout

-

Coins per hour

-

Effective rate

0.0000%

Pick a tier and enter your coins to see your exact payout.

Tranche Breakdown

Rates include milestone bonus.
Balance sliceEffective rateInterest
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How this calculator works

Rates, balances, and milestones mirror the Hypixel Banking wiki. The calculator applies +2% per Museum Milestone to each tranche and clamps coins to your tier capacity.

  • Starter and Gold have no milestone requirement; Deluxe and higher enforce the wiki milestone gates.
  • Balances above your tier's last tranche stop earning additional interest until you upgrade.
  • Interest is paid every 31 hours.